Sample letters to creditors
If you've got debts you can use our sample letter generator to write to your creditors. You can use the letter templates to tell your non-priority creditors about your situation and to ask them to accept your repayment plan. These debts include credit cards and other unsecured loans. Make sure you read the guidelines for using the letter templates first.
Holding letter - ask creditors to hold off
Letter to ask creditors to hold off for a short period while you work out your budget or get advice.
No money to pay creditors - letter
Letter for when you have no money available to offer to your non-priority creditors.
Guidelines for using the letter templates
Guide on using sample letters to creditors.
Offer to non-priority creditor - letter
Letter for when you have some money available to offer your non-priority creditors.
Request to write off a debt - letter
Letter for when you can't make an offer of repayment and your circumstances are not going to improve.
Ending a hire purchase or a conditional sale agreement - letter
Letter to end a hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more.