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Check if the Benefit Cap will affect your Housing Benefit

This advice applies to Scotland

The Benefit Cap is a limit to the total amount of money you can get from benefits. If your benefits would add up to more than the limit, your Housing Benefit will be reduced.

If you get the housing element of Universal Credit instead of Housing Benefit

Your housing element will be reduced so you don’t get more than the Benefit Cap. Check the Benefit Cap rules if you get the housing element of Universal Credit.

Check if your benefits will be affected

Your circumstances might mean the Benefit Cap won’t apply to you - it’s important to check.

The Benefit Cap doesn’t apply to you if:

  • you get working tax credits
  • you, your partner or your child get certain benefits because you’re disabled or have a health condition – check the list of benefits on GOV.UK
  • you live in temporary accommodation
  • your landlord's a charity and they give you care or support – for example if you live in sheltered accommodation

If you or your partner stopped work recently

The Benefit Cap doesn’t apply if you or your partner stopped work less than 9 months ago and both of the following apply:

  • you worked for 50 weeks in the year before you stopped working
  • you haven’t got Income Support, Jobseeker’s Allowance or Employment and Support Allowance since you stopped working

Check what the Benefit Cap limit is

The amount of money you can get in benefits before the Benefit Cap applies depends on things like:

  • where you live
  • if you're single
  • if you have children in your household - this means they live with you and you’re responsible for them
Your circumstances Benefit Cap limit
In a couple or have children and live outside London £384.62 a week
In a couple or have children and live in London £442.31 a week
Single and live outside London £257.69 a week
Single and live in London £296.35 a week

If you don’t think your benefits should have been reduced

You should challenge the decision if you think a mistake has been made when calculating your benefits. Find out how to challenge a benefit decision.

Contact your nearest Citizens Advice if you need more help working out how the Benefit Cap will affect you or if you want help challenging a benefit decision.

Get extra help with your living costs

If your benefits are reduced because of the Benefit Cap you might be able to get help with your living costs, for example help paying your rent.

Check what extra help you could get if you don’t have enough to live on.

Contact your nearest Citizens Advice if you need more help with your living costs because your benefits have been reduced.

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