Debt solutions

There are various options that exist to help you deal with your debt problems. These include bankruptcy, debt relief orders, debt management plans, administration orders, debt consolidation and Individual Voluntary Arrangements (IVAs). We explain how they work and whether they might be right for you.

You should always look at these options along with our pages on How to sort out your debts and Budgeting in our Help with debt section.

Bankruptcy

Before you go bankrupt
How bankruptcy affects you
How to go bankrupt
Check the rules after you go bankrupt
If you get a letter saying you’ve broken a bankruptcy rule
View all

Individual voluntary arrangements (IVAs)

Find out if you're eligible for an IVA, how to make an application and get advice on solving any problems you have.

Debt management plans

Debt management plans explained
Getting a debt management plan
While a debt management plan is in place
Complaints about DMPs

Debt relief orders

Debt relief orders explained
Getting a debt relief order
While a debt relief order is in place

Administration orders

Administration orders explained
Is an administration order right for you?
Setting up an administration order
Problems with an administration order

Debt remedy tool

An online debt remedy tool from the debt advice charity StepChange Debt Charity to help you work out your options if you are in debt.